Inman Maritime Corporation Effective Date: February 1, 2026 Last Updated: February 1, 2026

1. ACCEPTANCE OF TERMS

By accessing or using the Inman Maritime Corporation website (inmanmaritime.com) or customer portal (portal.inmanmaritime.com), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you may not access or use our website or portal. These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and Inman Maritime Corporation (“Inman Maritime,” “we,” “us,” or “our”).

2. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the website or portal after changes are posted constitutes your acceptance of the modified Terms. We recommend reviewing these Terms periodically. Material changes to these Terms will be communicated via email to registered portal users and/or through prominent notices on our website.

3. DESCRIPTION OF SERVICES

3.1 Website Services

Our website provides information about cargo insurance services, coverage options, industry solutions, and company information. The website allows prospective customers to learn about our services and submit inquiries.

3.2 Portal Services

Our customer portal provides registered users with the ability to:
  • Obtain instant insurance quotes
  • Purchase cargo insurance certificates
  • Manage carriers and contacts
  • View and download certificates
  • File and track claims
  • Manage billing and payments
  • Access account information and history

4. ACCOUNT REGISTRATION AND SECURITY

4.1 Account Creation

To access portal services, you must create an account by providing accurate, complete, and current information. You agree to:
  • Provide truthful and accurate information
  • Maintain and promptly update your account information
  • Keep your password confidential and secure
  • Notify us immediately of any unauthorized access to your account
  • Accept responsibility for all activities that occur under your account

4.2 Account Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to create an account. By creating an account, you represent and warrant that you meet these eligibility requirements.

4.3 Business Accounts

If you are creating an account on behalf of a business or organization, you represent and warrant that:
  • You have the authority to bind that entity to these Terms
  • The business is legally registered and authorized to conduct business
  • All information provided about the business is accurate and complete

4.4 Account Termination

We reserve the right to suspend or terminate your account at any time for:
  • Violation of these Terms
  • Fraudulent activity or misrepresentation
  • Non-payment of premiums or fees
  • Abuse of our services or systems
  • Any conduct that we determine, in our sole discretion, to be inappropriate
You may terminate your account at any time by contacting us at support@inmanmaritime.com. Termination does not relieve you of obligations for services already rendered or payments due.

5. USE OF SERVICES

5.1 Permitted Use

You agree to use our website and portal only for lawful purposes and in accordance with these Terms. You agree not to:
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit any harmful or malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our services
  • Use automated systems (bots, scrapers) without written permission
  • Resell or redistribute our services without authorization
  • Impersonate another person or entity
  • Engage in fraudulent activity

5.2 Prohibited Activities

The following activities are strictly prohibited:
  • Submitting false or misleading information in insurance applications
  • Attempting to manipulate pricing or coverage terms
  • Filing fraudulent claims
  • Sharing account credentials with unauthorized parties
  • Using our services to facilitate illegal activities
  • Reverse engineering or attempting to extract our proprietary algorithms or data

6. INSURANCE SERVICES AND COVERAGE

6.1 Insurance Quotes

Quotes provided through our portal are estimates based on the information you provide. Final coverage and pricing are subject to:
  • Verification of provided information
  • Underwriting approval
  • Current market conditions and rates
  • Compliance with our underwriting guidelines
All quotes are valid for 30 days from the date of generation unless otherwise specified.

6.2 Insurance Certificates

Insurance certificates are issued upon:
  • Payment confirmation
  • Verification of shipment details
  • Approval by our underwriting team (for Full Declaration submissions)
Certificates represent a binding contract of insurance subject to the terms, conditions, exclusions, and limitations specified in the certificate and underlying policy.

6.3 Coverage Limitations

All insurance coverage is subject to:
  • Policy limits specified in your certificate
  • Deductibles applicable to your commodity and coverage type
  • Exclusions outlined in policy terms
  • Accurate declaration of shipment value and details
We are not liable for claims arising from:
  • Misrepresentation or non-disclosure of material facts
  • Commodities not covered under your policy
  • Perils excluded from your coverage type
  • Values exceeding your declared coverage amount

6.4 Claims

All claims must be filed in accordance with our claims procedures, including:
  • Timely notification (within 30 days of delivery or discovery of loss)
  • Complete documentation as specified in our claims requirements
  • Cooperation with investigation and survey processes
  • Compliance with salvage and subrogation obligations
Fraudulent claims will result in immediate denial, account termination, and potential legal action.

7. PAYMENT TERMS

7.1 Premium Payments

Insurance premiums must be paid in full before certificate issuance unless you have an approved credit account. We accept:
  • Credit cards (Visa, Mastercard, American Express)
  • E-Transfer (Canadian accounts)
  • ACH Transfer (US accounts)
  • Wire Transfer (international)

7.2 Credit Terms

Credit accounts are subject to:
  • Application and approval process
  • Business and personal credit checks
  • Credit limits established by our underwriting team
  • Net 30 payment terms from invoice date
  • Periodic credit reviews
Failure to pay invoices on time may result in:
  • Late payment fees
  • Suspension of credit privileges
  • Account holds preventing new certificate issuance
  • Collection actions
  • Account termination

7.3 Payment Processing

We do not store credit card information on our servers. All payment processing is handled by third-party payment processors in compliance with PCI-DSS standards. By providing payment information, you authorize us to charge the applicable fees to your selected payment method.

7.4 Refunds

Refunds for cancelled certificates are subject to:
  • Cancellation before shipment commencement
  • No claims filed against the certificate
  • Short-rate refund calculations based on time elapsed
  • Administrative fees as applicable
Refunds are typically processed within 5-10 business days of approval.

8. INTELLECTUAL PROPERTY RIGHTS

8.1 Our Intellectual Property

All content on our website and portal, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Inman Maritime Corporation and is protected by copyright, trademark, and other intellectual property laws. You may not:
  • Reproduce, distribute, or publicly display our content without written permission
  • Use our trademarks or branding without authorization
  • Create derivative works based on our content
  • Remove or alter copyright or proprietary notices

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website and portal for their intended purposes. This license does not include any right to:
  • Download or copy content (except for your own certificates and account documents)
  • Modify or create derivative works
  • Use content for commercial purposes outside of obtaining insurance services
  • Reverse engineer our software or systems

8.3 User-Submitted Content

By submitting content to our website or portal (including but not limited to shipment information, documentation, feedback, or communications), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and store such content for the purposes of providing our services and improving our platform. You represent and warrant that you have the right to submit such content and that it does not infringe upon the rights of any third party.

9. PRIVACY AND DATA PROTECTION

9.1 Data Collection and Use

We collect, use, and protect your personal and business information in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our collection and use of information as described in our Privacy Policy.

9.2 Data Security

We implement reasonable security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

9.3 Third-Party Disclosure

We may share your information with:
  • Insurance underwriters and reinsurers
  • Claims adjusters and surveyors
  • Payment processors
  • Service providers assisting with our operations
  • Law enforcement or regulatory authorities as required by law
We do not sell your personal information to third parties for marketing purposes.

10. LIMITATION OF LIABILITY

10.1 Service Availability

We strive to maintain continuous availability of our website and portal. However, we do not guarantee uninterrupted or error-free service. We are not liable for:
  • Service interruptions or downtime
  • Technical malfunctions or system failures
  • Loss of data
  • Delays in processing
  • Errors or inaccuracies in information

10.2 Disclaimer of Warranties

OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not warrant that:
  • Our services will meet your specific requirements
  • Our services will be uninterrupted, timely, secure, or error-free
  • Results obtained from our services will be accurate or reliable
  • Any errors in our software or systems will be corrected

10.3 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INMAN MARITIME CORPORATION SHALL NOT BE LIABLE FOR:
  • INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, OR USE
  • BUSINESS INTERRUPTION
  • DAMAGES RESULTING FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT
  • DAMAGES ARISING FROM THIRD-PARTY SERVICES OR INTEGRATIONS
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $500, WHICHEVER IS GREATER.

10.4 Insurance Coverage Liability

Our liability for insurance coverage is strictly limited to the terms, conditions, and policy limits specified in issued certificates. Any disputes regarding coverage must be resolved in accordance with the insurance policy terms and applicable insurance law.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Inman Maritime Corporation, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising from:
  • Your violation of these Terms
  • Your use of our services
  • Your violation of any rights of a third party
  • Fraudulent or false information you provide
  • Any claims filed by you that are determined to be fraudulent

12. DISPUTE RESOLUTION

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law provisions.

12.2 Jurisdiction

You agree that any legal action or proceeding arising out of or relating to these Terms or our services shall be brought exclusively in the courts located in Vancouver, British Columbia, Canada. You consent to the personal jurisdiction of such courts and waive any objection to venue.

12.3 Arbitration

For disputes not related to insurance claims (which are governed by insurance policy terms), we may require binding arbitration as an alternative to litigation. Details of arbitration procedures will be provided if such requirement is invoked.

12.4 Insurance Claim Disputes

Disputes regarding insurance coverage, claims, or policy interpretation shall be resolved in accordance with:
  • The terms and conditions of the applicable insurance certificate
  • Applicable insurance laws and regulations
  • Industry standard arbitration or mediation procedures for insurance disputes

13. COMPLIANCE WITH LAWS

13.1 International Trade Compliance

You agree to comply with all applicable international trade laws and regulations, including but not limited to:
  • Export and import controls
  • Sanctions and embargoes
  • Anti-money laundering requirements
  • Customs regulations
You represent and warrant that your shipments do not violate any applicable trade restrictions or sanctions.

13.2 Prohibited Destinations and Parties

We do not provide coverage for shipments:
  • To or from countries under comprehensive international sanctions
  • Involving parties on sanctions lists (OFAC, UN, EU)
  • That violate export control laws
  • Involving prohibited or restricted commodities under applicable law
You are responsible for ensuring your shipments comply with all applicable laws.

14. FORCE MAJEURE

We shall not be liable for any failure or delay in performance of our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to:
  • Acts of God (natural disasters, epidemics, pandemics)
  • War, terrorism, or civil unrest
  • Government actions or regulations
  • Labor disputes or strikes
  • Telecommunications or internet failures
  • Power outages or infrastructure failures

15. SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.

16. WAIVER

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by an authorized representative of Inman Maritime Corporation.

17. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any insurance certificates or policies issued to you, constitute the entire agreement between you and Inman Maritime Corporation regarding your use of our services and supersede all prior agreements, understandings, or representations.

18. ASSIGNMENT

You may not assign or transfer these Terms or any rights granted hereunder without our prior written consent. We may assign or transfer these Terms or any rights or obligations hereunder at any time without your consent.

19. SURVIVAL

Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to: intellectual property rights, limitation of liability, indemnification, dispute resolution, and governing law provisions.

20. CONTACT INFORMATION

For questions about these Terms and Conditions, please contact us: Inman Maritime Corporation 22 East 5th Avenue Vancouver, BC, Canada Email: support@inmanmaritime.com Website: inmanmaritime.com Portal: portal.inmanmaritime.com Hours: Monday-Friday, 8:00 AM – 6:00 PM PST

21. ACKNOWLEDGMENT

BY CREATING AN ACCOUNT, ACCESSING OUR PORTAL, OR USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

Inman Maritime Corporation Last Updated: February 1, 2026