Our cargo insurance covers 17 distinct commodity categories, each with coverage options designed to address the unique risks, handling requirements, and transit conditions of your specific goods. From standard general merchandise to specialized items requiring enhanced protection, we offer flexible solutions that scale with your business.
How does cargo insurance work?
Step 1
Request an account through our cargo insurance portal. Once approved, log in to get an instant quote for your shipment, by commodity, route, and declared value. No phone calls, no waiting.
Step 2
Review your coverage options and confirm your policy directly in the portal. Pay online and receive same-day certificate issuance. Your coverage is active and documented immediately.
Step 3
Your cargo moves. If loss or damage occurs in transit, file your claim directly through the portal. Our underwriting team, backed by Lloyd's of London, reviews and processes your claim without the runaround.
Step 4
Receive settlement at full replacement value. No depreciation deductions, no hidden exclusions. Just the payout your cargo was worth, delivered to you directly.
Coverage Options
All Risk
The broadest level of protection available. All Risk coverage protects your cargo against physical loss or damage from any external cause, unless specifically excluded. Recommended for most shippers regardless of commodity or route.
Named Perils
Coverage applies only to the specific risks listed in your policy — such as fire, theft, collision, and water damage. A cost-effective option for lower-risk commodities or established trade lanes where exposure is well understood.
Including Depreciation
(Only applies to Artwork & Collectibles Industry)
Standard cargo policies settle claims based on current market value. This option ensures claims are settled at full insured value without deducting for depreciation — essential for artwork, antiques, and collectibles where condition directly drives worth.
